Personal Loans
Personal loans for any worthwhile purpose up to $50,000 unsecured – with terms up to 7 years from 7.24% Comparison rate. Receive super fast approvals within 24 hrs, fixed interest rates and no hidden fees.
Lower Interest Rates
Access a marketplace of people and institutions all working together to deliver you the best possible deal. We’re currently offering personal loan rates from 7.24% Pa
Fast Application
A quick and easy 100% online application. No printing. No paper. No fuss.
No Hidden Fees
No monthly account keeping fees, no exit fees and no early repayment fees. We only charge a simple establishment fee when you receive your funds.
Simple and Flexible
A simple unsecured fixed rate of interest that can be repaid weekly, fortnightly or monthly, over 3 to 7 years. Managed entirely online, at any time.
Applicable loans
PERSONAL LOAN
Interest rate
from 7.24%
Comparison rate
7.24%
Loan type
Fixed
Application fee
From $550
The comparison rate is based on A+ personal loan of $20,000 over 5 years. Interest rates can vary from 7.24% to 19.99% depending on your credit rating. Credit is provided by Money Place
Steps to your Personal Loans
1. Am I eligible for a personal loan?
Direct Credit operates off one key principle: ‘Credit Where Credit’s Due’. Meaning borrowers with good credit history are rewarded better rates, and borrowers with recently improved credit performance are given a second chance.
To be eligible for an unsecured personal loan you must at a minimum satisfy the following:
- You are an Australian citizen or permanent resident
- You are aged 18 years or older
- Your gross income is greater than or equal to $25,000 per annum
- You have an acceptable credit history with our funders credit bureau of choice, as determined at their discretion
- You are not in hardship with another financial provider
- There are no undischarged bankruptcy listings on your credit file
2. Quick Rate Quote
Obtain a free rate quote now and find out if our personal loan is right for you. It won’t impact your credit score and there’s absolutely no obligation to take out a loan.
